![]() Term life insurance covers those aged 18-70, but the maximum age for signup is 45. Term life insurance policy open to ages 18-60 with no medical exam requirement and simplified underwriting. Take a look at the list below to see what kind of Primerica term life insurance works best for you: Depending on the type of term life insurance you get with Primerica, you may qualify for much higher limits after evaluating your total assets, liabilities, and current medical/health status. ![]() Primerica Offers Two Different Term Life Plansĭepending on your age at the time of application, Primerica offers term life insurance in ten-year increments of 10, 15, 20, 25, 30, and 35 years. Plan ahead for the end of your policy term because life insurance rates will go up if you plan to renew or extend your term life insurance coverage. It is frequently used when you believe your family’s future insurance needs will decline. Unlike permanent life insurance, which is typically more expensive, term life doesn’t increase cash worth. Primerica offers a $300,000 maximum death benefit for its TermNow policy and even more for policyholders who take a medical exam. Term life insurance offers financial security for a predetermined time span, often 10 to 35 years. As such, Primerica offers only term life insurance. Primerica Life is adamant about permanent life insurance - they firmly declare it’s unnecessary for most people. Read More: Best Life Insurance Companies Primerica Life Insurance Coverage Options Primerica Group, due to its dedicated delivery affiliate, Primerica Financial Services, LLC, which has almost 130,000 life agents and roughly 26,000 mutual fund-licensed representatives nationwide, is one of the largest writers of term life insurance in the U.S. at the following address - Primerica Parkway Duluth, GA 30099. Their customer service contact number is 1-80, or you can reach Primerica, Inc. Their headquarters are located in Duluth, Georgia. In 2010, Primerica conducted its initial public offering, making it a publicly traded company on the New York Stock Exchange (NYSE), symbol PRI. ![]() In 1981, the organization that would become Primerica was established. Primerica Life Insurance Contact Information However, we recommend you read our Primerica Life Insurance review before deciding so you can get all the Primerica information you need. With a book of business totaling over $700 billion and its sheer size, one might assume Primerica is a safe bet. ![]() Its parent company accomplishes this through products featuring wise investment and retirement choices, home and auto insurance through Primerica Secure and Answer Financial, pre-paid legal services, heft insurance, and overall savings and returns through annuities. Without permanent or whole life insurance, this approach still addresses two of the most pressing financial needs almost every family has - income protection through term life insurance and future planning. Primerica’s motto has always been, “Buy Term and Invest the Difference,” since 1977, when the company was founded. primarily serves and targets the middle-class population in the United States, Canada, Puerto Rico, and Guam. What is Primerica? As a provider of financial services, Primerica, Inc. Primerica offers a guaranteed insurability rider on policies to prevent a rate increase after an event or major or terminal illness and lets you add higher contributions to your death benefit even as you age.Primerica Life Insurance isn’t the cheapest term life insurance company due to its no-medical-exam requirement for most of its TermNow coverage policies.state as well as Puerto Rico, Guam, and Canada
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